10 best money-making apps for June 2024

Best Money-Making Apps: Earn Extra Cash with Your Smartphone

Introduction In today's fast-paced world, everyone could use a little extra cash. Luckily, there's an app for that—several, actually! Money-making apps have become incredibly popular, offering various ways to earn a few bucks here and there. Whether it's through taking surveys, completing gigs, or even getting cash back for your everyday shopping, these apps can be a great way to supplement your income. Let's dive into some of the best money-making apps available today. 

Comparison Table

App	Best For	Payment Method	Minimum to Cash Out
1.Survey 2.Junkie	Online surveys	PayPal, gift cards	$5
3.Rocket Money	Saving money	Reduced expenses	N/A
4.Bark	Expanding business	Client payments	N/A
5.Freecash.com	Testing apps and games	Crypto, PayPal, gift cards	Varies
6.DoorDash	Delivery services	Bank account, tips	Varies
7.Upside	Cashback on shopping	Bank account, PayPal, gift cards	Varies
8.Fidelity	Investing	Investment returns	N/A
9.SoFi Invest	Diversified services	Investment returns	$25 for bonuses
10.Rakuten	Cashback shopping	PayPal, check	Varies
11.Poshmark	Selling clothes	PayPal, Venmo, check, direct deposit	Varies

 1. Survey Junkie

• Best for: Getting paid to take surveys
• Overview: Survey Junkie is perhaps the quintessential money-making app. It's straightforward: you take surveys, earn points, and redeem those points for cash or gift cards. The surveys you complete help companies with market research, and you get paid for your time. It's that simple!
• Payment Method: You can cash out your rewards via PayPal or opt for e-gift cards from popular retailers like Target and Amazon.
• Pros:
  • You set your own hours and work at your own pace.
  • No cost to sign up, and you can take as many surveys as you want.
• Cons:
  • Survey availability can be inconsistent.
  • The rewards are relatively small, so it's not a big money-maker.

2. Rocket Money

• Best for: Finding extra money in your budget
• Overview: Formerly known as TrueBill, Rocket Money helps you save money rather than make it. By finding and canceling unwanted subscriptions, it reduces your monthly expenses. It also provides tools to analyze your spending patterns and find more ways to save.
• Payment Method: You save money by reducing your expenses.
• Pros:
  • No effort required on your part; just link your accounts and let Rocket Money do the work.
• Cons:
  • If you don’t have subscriptions to cancel, the savings may be minimal.

3. Bark   

Best for: Expanding or building a business

• Overview: Bark is an app that helps business owners find new clients. Think of it as a job board where potential clients post their needs, and you, the business owner, can reach out to fulfill those needs.
• Payment Method: You earn money from the clients you find through Bark.
• Pros:
  • Access to clients for a wide range of services with no monthly fees or commissions.
• Cons:
  • You need to buy credits to contact potential clients.
  • There’s no guarantee of securing a job.

4. Freecash.com

• Best for: Getting paid to test apps, games, and surveys
• Overview: Freecash.com is a versatile money-making app where you can earn by testing apps, playing games, and taking surveys. The company boasts that users can cash out in as little as 17 minutes.
• Payment Method: Earn coins that can be redeemed for cryptocurrencies, PayPal payments, bank transfers, or gift cards.
• Pros:
  • Multiple ways to earn and get paid quickly.
• Cons:
  • Not all tasks are worth the time.
  • The Better Business Bureau rating is low.

5. DoorDash

• Best for: Delivery services
• Overview: DoorDash is the ultimate side hustle app for delivery drivers. Deliver food and other items on your own schedule and get paid weekly.
• Payment Method: Direct payments to your bank account plus tips.
• Pros:
  • Flexible schedule and weekly payments.
• Cons:
  • Requires a reliable vehicle.
  • Detailed screening process.

6. Upside

• Best for: Cashback on shopping offers
• Overview: Upside works like a cashback app where you claim offers and shop as usual. Earn rewards on gas, groceries, and restaurant meals.
• Payment Method: Rewards can be sent to your bank account, PayPal, or gift cards.
• Pros:
  • Easy way to earn cashback on regular purchases.
• Cons:
  • Limited to specific stores and offers.

7. Fidelity Investments

• Best for: Self-directed investing
• Overview: Fidelity is a well-known investment platform offering a wide range of investment options. It’s perfect for self-directed investors who want to grow their money.
• Payment Method: Through investment returns.
• Pros:
  • Extensive resources and customer service.
• Cons:
  • Requires capital to invest and some investment knowledge.

8. SoFi Invest

• Best for: Diversified financial services
• Overview: SoFi Invest offers both self-directed and automated investing options. You can trade stocks and ETFs commission-free or let the robo-advisor handle your investments.
• Payment Method: Earnings from your investments and potential account bonuses.
• Pros:
  • No fees for managed investments.
  • Access to a variety of financial services.
• Cons:
  • Requires investment capital.
  • Returns are not guaranteed.

9. Rakuten Rewards

• Best for: Cashback shopping
• Overview: Rakuten Rewards lets you earn cashback at over 3,500 stores just by shopping through their app.
• Payment Method: Quarterly payments by check or PayPal.
• Pros:
  • Earn rewards for shopping you already do.
• Cons:
  • Payments are quarterly.
  • You must remember to activate the app before shopping.

10. Poshmark

• Best for: Converting used clothes and luxury goods to cash
• Overview: Poshmark is a popular platform for selling gently used clothes, shoes, and accessories. It’s like a more specialized eBay for fashion items.
• Payment Method: Payments can be received via PayPal, Venmo, check, or direct deposit.
• Pros:
  • Provides a ready-made marketplace.
  • Multiple payment options.
• Cons:
  • High commissions.
  • Only certain high-end brands tend to sell well.

 Tips for Maximizing Earnings

• Use multiple apps to diversify your income streams.
• Set aside dedicated time each day or week to focus on tasks.
• Stay organized and keep track of your earnings and tasks.
• Read reviews and stay updated on the latest offers and changes within the apps.

 Safety Considerations

• Ensure the apps are reputable by checking reviews on platforms like the Better Business Bureau, Trustpilot, and app stores.
• Never share sensitive information unless you are sure of the app’s security measures.
• Be wary of apps that require upfront payments or personal information that seems unnecessary.

 Conclusion 

Money-making apps are a fantastic way to supplement your income without a significant time investment. Whether you're looking to save money, make extra cash in your spare time, or invest wisely, there's an app that can help. Give these apps a try and see how much you can earn. Remember, consistency is key, and even small earnings can add up over time.

 FAQs

• What apps pay you instantly? Most money-making apps have a delay in payments, usually a few days. Instant payments are rare, but apps like Freecash.com can process payments quickly.
• Are money-making apps safe? Generally, yes. However, always check the app’s reputation through reviews and ratings before signing up.
• How much does a money-making app cost? Most are free to join, but some may have fees for certain services or take a percentage of your earnings.
• What’s the best app for passive income? Rocket Money is great for passive savings by canceling unwanted subscriptions.
• Can I really make a lot of money with these apps? While you can earn extra cash, significant income from these apps is unlikely.